If you're looking to set up an SMSF — or already have one — and don’t know what an ESA is, don’t stress. You’re not alone. Here’s a simple breakdown of what it is, why it matters, and how SMSF House makes it easy.
What is an ESA?
An Electronic Service Address (ESA) is a digital address your SMSF uses to securely receive important messages via SuperStream, the ATO’s data and payment standard for super funds.
Your ESA acts as a gateway for your SMSF to process:
- Employer contributions
- Rollovers from other super funds
- ATO release authorities
You can only register one ESA with the ATO at a time, and it must support all the services your SMSF needs.
Your ESA with SMSF House
If your SMSF is set up with SMSF House, your ESA is:
- BGLSF360
This ESA is automatically included with your fund setup and ongoing administration — powered by our platform Simple Fund 360 by BGL.
- Supports both contributions and rollovers
- No additional setup required
- Fully SuperStream-compliant
We’ve got it sorted — no need to lift a finger.
Best of all? If you come on board with SMSF House, your ESA setup is included as part of our fixed-fee SMSF establishment package. One setup. One fee. No surprises.
ESA Options at a Glance
If your SMSF is established elsewhere or you’re managing it independently, you’ll need to ensure your ESA supports the services required for your fund. Here’s a breakdown of your options:
SMSF Accounting Software ESAs
| ESA | Provider | Contributions | Rollovers | Notes |
|---|---|---|---|---|
| BGLSF360 | BGL | Used by SMSF House – Included with Simple Fund 360 | ||
| smsfdataflow | Class Super | Included with Class Super software. | ||
| SuperMate | SuperMate | Included with SuperMate software. |
SMSF Administration Provider ESAs
| ESA | Provider | Contributions | Rollovers | Notes |
|---|---|---|---|---|
| ESUPERFUND | esuperfund | For esuperfund clients only | ||
| netwealthsmsf | netwealth | Contributions only | ||
| Super Group | Supergroup | Available only to their admin clients |
Standalone ESA Providers
| ESA | Provider | Contributions | Rollovers | Notes |
|---|---|---|---|---|
| AUSPOSTSMSF | Australia Post | Annual fee: $59.99 | ||
| wrkr | wrkr | Annual fee: $43.95 | ||
| SUPERCHOICE | SuperChoice | Fees apply — contact for pricing | ||
| QUICKSUPER | Westpac QuickSuper SMSF | Free, but only supports contributions | ||
| MACQUARIESMSF | Macquarie | Requires a Macquarie Cash Management Account | ||
| MercerSMSF | Mercer Portfolio Service | Available only to Mercer clients |
Final ESA Tips
- You can only have one ESA active at a time.
- Make sure your ESA supports contributions, rollovers, and ATO release authorities.
Want to skip the admin headache?
Let SMSF House handle it.
We’ll set up your fund, sort your ESA, and make sure everything’s SuperStream compliant from day one.
No confusion. No DIY disasters. Just expert support — start to finish
Disclaimer
The information on this page has been summarised from the ATO’s Register of SMSF Messaging Providers and is provided as a general guide only. While SMSF House makes every effort to ensure the content is accurate and current, we accept no liability for any errors, omissions, or outcomes resulting from its use.
This content does not constitute financial advice, nor should it be relied upon as a substitute for independent professional advice tailored to your circumstances. SMSF House is a registered accounting firm and does not provide financial product advice as defined under the Corporations Act 2001.
If you’re unsure of the ESA linked to your SMSF, please contact SMSF House directly.